0.5% cashback for card purchases

Exclusive for Blackcatcard and Gekkard customers

The bonus program 0.5% of the balance in customer points at Baltic Technology Solutions for card purchases, implies the payment of bonus points.


• ATM withdrawals, card-to-card transfers, and transfers to other financial services are excluded from the cashback calculations
• The minimum monthly payout is €0.10
• The maximum monthly payout is €100

The calculation period is from the 1st day of the previous calendar month to the 1st day of the current calendar month (including the first day but not the last). The monthly payment for the calculations made for the previous calendar month is made within the first 10 business days of the current month.

The client can seamlessly switch between programs. In this case, the billing is carried out according to the program, which was active at 00:00 on the 10th day of the current month.

Bonus depends on the weighted average balance for the previous month. If the weighted average balance is €300 or more, a 0.5% bonus is applied; if the weighted average balance is less than €300, then a 0.1% bonus is applied.

Calculation Procedure:

1. The calculation of the average balance
The weighted average balance is calculated to verify the participant’s compliance with the conditions of the bonus program:

• The total amount of customer points at Baltic Technology Solutions for card purchases for the reporting period.
• Day - every day when the program was enabled.
• n - the actual number of days the program was enabled.
• % bonus - percentage indicated in the bonus program.